12+ hour, 24+ min ago   (1129+ words) Josh is an award-nominated journalist with nearly a decade of experience, including writing for national newspapers. A data whizz, he specialises in covering personal finance and investing. Age gaps between partners in later life aren’t particularly uncommon, but they can…...

5+ hour, 50+ min ago   (595+ words) If you have retirement savings in a traditional IRA or 401(k), you'll be subject to required minimum distributions (RMDs) once you turn 73 or 75, depending on your year of birth. And those RMDs could be a hassle, to say the least. Not…...

1+ day, 15+ hour ago   (911+ words) We'll start with the bad news: Divorce rates for people in their 50s have doubled since the 1990s1. And studies have found that divorce rates later in life correlate with the likelihood of financial risk in retirement. So you're nearing retirement and…...

2+ day, 8+ hour ago   (648+ words) The first $100,000 can feel stubbornly unimpressed by your efforts. Early contributions do most of the work because the portfolio is still small. An 8% return on $10,000 produces $800. The same return on $100,000 produces $8,000 without requiring one additional hour of work, one skipped…...

2+ day, 13+ hour ago   (433+ words) More than half of Gen Z investors have seriously considered switching financial advisors in rates that show less advisor loyalty than other generations, according to a new survey from Betterment Advisor Solutions. While 53% of Gen Z investors have considered the…...

2+ day, 9+ hour ago   (787+ words) Between her last paycheck and her first Social Security check, a retiree had a narrow window where her taxable income was entirely her choice. She treated it like a job, and what she built on the other side surprised even…...

2+ day, 17+ hour ago   (181+ words) How financial advisors for couples can get the “silent partner” involved The South Dakota Standard Over 40-plus years in financial planning, I noticed a common pattern with client couples: in meetings with advisors, one partner usually does most of the…...

2+ day, 12+ hour ago   (577+ words) “Taxable brokerage account” may not be the first thing that pops into your head when you think about retirement. But as financial pro Erin Moriarity explains in a new video, a well-funded brokerage account can offer big-time benefits for retirees....

3+ day, 25+ min ago   (301+ words) Cash is fanned out from a wallet in North Andover, Mass, June 15, 2018. A portfolio management policy of benign neglect beats a too-active one any day. Nonetheless, it’s a good idea to check up on your portfolio periodically. Here are key…...

3+ day, 5+ hour ago   (850+ words) A grandmother found a rule buried in the tax code that lets someone other than the child fund a retirement account in that child's name, and she has been quietly using it since her granddaughter was fourteen. Most families who…...